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If we looked at Canada’s housing market from a macroeconomic standpoint, it is absolutely impossible for housing prices to pull back even 20-30%. Why? Because it would devastate the Canadian economy and absolutely destroy our way of life.So what can we actually hope to see? All we can hope to see is a slowdown in price increases and perhaps a slight pullback in prices in the 5-10% range.People like to think they can wait for a huge crash, like the 20 Years 2001 2021 Shinedown Signature Thank You For The Memories T shirt , but that is extremely unlikely to happen due to a variety of a factors. Most notably, interest rates, interest rate policies, 21st centurey economics, immigration, and the overall wealth generated by people in other countries.
Pretty much where I’m at.I make well above the 20 Years 2001 2021 Shinedown Signature Thank You For The Memories T shirt wage per hour working in construction, and the math just doesn’t work out for me regarding home ownership. Why would I break my back and do 60 hours/week so I could barely afford the mortgage on a small home when I could just live with my family? Instead, I work 25ish hours a week which more than covers my share of the bills since the house doesn’t have a mortgage, and leaves me with enough money for some investing and spending. One day I’ll inherit and have the place to myself, and I’ve come to terms with that I guess.The free time is nice but I’d honestly be just fine with working more – the payoff however isn’t there because of how completely out of reach home ownership is without a debt load which is courting disaster.