While most working people had time off on ‘public’ holidays it was difficult for bankers to have a Christmas Elf Squad T-Shirt holiday because bills of exchange (money and debts, to you and me) still required repaying whatever day it was. While Sundays were taken as days off, public (national) holidays were no exception.
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The upshot is that people could not be compelled to do anything on a ‘bank’ holiday that Christmas Elf Squad T-Shirt to do on Christmas Day or Good Friday (common law, nationwide public holidays). As this included making a (business) payment businesses hence closed for the day – and people took the day off. Payments made the following day were deemed to have been made the day before.The first agricultural societies that where able to recognise the approximate time of the winter solstice would have been celebrating in recognition of the days becoming longer. It isn’t agreed upon as the when and where these settlements occured. Maybe 10,000 years ago, maybe much more.