We’ve filed nearly 200 claims with them – they have First We Steal Your Heart Then We Steal Your Bed And Sofa My Cockapoo Shirts, but typically are good about coverage. we have disputed some denials and received coverage in the end …but not with all of our disputes. the worst was: we had two teeth removed due to an accident (covered) and had a follow up one year later with the oral surgeon, as they said they had to take X-rays to make sure bone was filling in correctly blah blah blah. we took this as it was a necessary medical follow – healthy paws didn’t agree – and it wound up costing us something like $1800 out of pocket. we do generally feel like they have been more of a pain in the ass this year – but they have both saved our pets life and prevented our financial ruin
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My pet insurance, Healthy Paws, doesn’t cover pre-existing (no insurance does) and they cover pretty much everything else with the exception of the cost of the First We Steal Your Heart Then We Steal Your Bed And Sofa My Cockapoo Shirts. After being covered, I found out my dog has a congenital heart defect, he is on several meds and has to see a cardiologist 2x a year. A few months ago he was diagnosed with lymphoma, treating cancer is incredibly expensive. I could not afford it without insurance. But effective as he is doing great. Point being, yes it might seem like you will never need it but you NEVER KNOW. He was (I thought) super healthy when I got him.