An option to buy a stock at today’s prices Very Merry Mama shirt in the future is called a call, and is a bet that the stock will go up in the future. The option to sell a stock at today’s prices in the future is called a put and is a bet that the stock’s price will go down in the future (because you can buy it at the cheaper market price, and then sell it at your higher option price, making a profit).
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A much safer investing strategy is to just “buy Very Merry Mama shirt and hold.” That is, buy a stock (or better yet, an index mutual fund or ETF), and hold it until you need the money, and only sell it then. You won’t get the massive returns as you would with options, but you are far more likely to actually see a return.