As far as cash goes in the more non-tourist places, I still would use a Yawn So I Can See If It Will Fit Shirt but I would keep money in my book at the beach or down my shirt on a bus, particularly in countries/cities/places where I knew people who had been on hijacked buses, like Guatemala and Honduras. In these situations, I wouldn’t carry any bag at all, much less one of those tourist money belt bags, as that’s just a bulls-eye. Keep your cash down your shirt or in that tiny 5th pocket most jeans have. And always try to keep small denominations- small enough that you don’t have to ask for change on a bus, taxi, or in a small store. You might not get it back. And don’t pull out all of your money to pay for something. Figure it out in your pocket and pull out the right amount.
I don’t wholly disagree, but I think the <stroYawn So I Can See If It Will Fit Shirt to upzone low density suburbia is a much larger concern to us.The reason our infrastructure cannot support more people is that we have continually built low density suburbs that do not collect enough in municipal taxes to pay for their own maintenance. If we invested in building dense walkable cities then we would actually be able to pay for good infrastructure and transit.If we could upzone low density suburbia we could massively and quickly increase housing supply.Also, I don’t mean allowing developers to put a 20-40 story condo in the middle of a neighborhood full of detached houses. That totally sucks, but neighborhoods with detached houses should be allowed to build duplexes and triplexes, neighborhoods with duplexes and triplexes should be allowed 3-4 story walkup apartments, and so on.
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With your background, you’ve probably seen mostly computational mathematics, with maybe a touch of “Yawn So I Can See If It Will Fit Shirt” here and there. What you’d be getting into is much more involved (unless you wanted to do applied mathematics, but you’d still need to take Analysis, Algebra, and Linear Algebra qualifying exams). You’d also need to take several undergrad courses before they would likely consider you for an assistanship. With this being said though, the outright answer to your question is yes, of course. My father-in-law took a decent break between his undergrad an PhD, and I know many people that have done that. As I said, I think it’s very beneficial to take some time off before advancing to that level. I went to school for 7 straight years (5 undergrad, 2 grad), and only took one summer off. I was completely burnt out. Now that I’ve taken off 2 years, I can see things from the adult world, and I think I’ve matured a lot. I was a very lazy student, but if I were to go back now, i wouldn’t waste time because I’ve come to realize that in the end, time is really all we have.
If you think something is impossible because Yawn So I Can See If It Will Fit Shirt would have bad outcomes, you need to adjust your priors.If rising inflation causes the bank of Canada to raise interest rates the charmed life we have all been living will end. Real tradeoffs will begin. Do we raise taxes or fire teachers, or both?Read about the mid 1990s Canadian federal budgets. They were works of savagery. Our debts and interest rates were high and we cut everything. Know why university cost you $9k a year and your parents $500? That’s why. And it’s coming again.